Make Your U.S. Property Dream a Reality — From Anywhere

At Mortgage by Julia, we turn your goal of owning property in the U.S. into a seamless reality—no matter where you’re located. As a trusted lender for foreign national buyers, we provide customized loan solutions designed to connect your vision with real ownership.

Step into the U.S. real estate market with confidence. Our expert guidance and streamlined process make investing simple, secure, and stress-free.

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why choose us?

Available Loans for Foreign Nationals

Mortgage By Julia offers a range of loan options for foreign nationals, including:

Residential Loans

Purchase your dream home or investment property in the US with ease.

Commercial Loans

Invest in commercial real estate, such as warehouses, retail spaces, office buildings, multi-family units and more.

Refinancing Options

Refinance your existing US properties to take advantage of better rates or to access cash from your investment.

Who can apply?

If you’re a foreign national or a Realtor working with international clients interested in U.S. real estate, Mortgage by Julia makes it easy to access foreign national loan programs—with a simple process and just five basic requirements to get started:

Valid U.S. Visa

Confirms your eligibility as an international buyer.

Passport

Verifies your identity and nationality.

Bank Statements

Show your financial stability and repayment ability.

Bank Reference Letter

Confirms your banking relationship and credibility.

A Smarter, Smoother Path to Ownership

Apply Online

Apply In person

Get Pre-Approved

Approved & Closing Ready

Close with Confidence