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julia.zhguleva@pmfmortgage.com
buy a home
Refinance
Foreign National Loans
about
Our Team
Contact Us
Loan Options
30 Year Fixed Mortgage
15 Year Fixed Mortgage
Adjustable Rate Mortgage
FHA Home Loans
VA Loans
Jumbo Loans
USDA Loans
buy a home
Refinance
Foreign National Loans
about
Our Team
Contact Us
Loan Options
30 Year Fixed Mortgage
15 Year Fixed Mortgage
Adjustable Rate Mortgage
FHA Home Loans
VA Loans
Jumbo Loans
USDA Loans
APPLY NOW
loan options
Explore Loan Programs Tailored to Your Needs
Rate Advantage connects you, offering tailored loan options, lowest rates, and best terms for every borrower.
Loan Program Name
Best For
Key Features & Benefits
30 Year Fixed Mortgage
Lower monthly payments and long-term stability
Fixed rate, predictable payments, extended repayment term
15 Year Fixed Mortgage
Faster payoff and lower total interest
Lower rates, quicker equity, less interest
FHA Loan
First-time & low-credit buyers
Low down payment, lenient credit requirements
vA Loan
Veterans & military families
No down payment, no PMI, flexible credit
Adjustable Rate Mortgage
Short-term ownership with lower initial rates
Lower starting rates, adjusts periodically thereafter
jumbo loans
High-value home buyers
Higher loan limits, competitive jumbo rates
refinance
Homeowners
Lower monthly payments, rate reduction, cash-out options
USDA loans
Rural & suburban buyers
Zero down payment, low interest rates
